26.12.13

EPF Member's Investment Scheme

Investing your EPF monies in unit trust products gives you the opportunity to optimise the potential of your EPF savings for potentially higher returns (at acceptable level of risks) over the long-term, thus providing you with a potentially bigger pool of funds upon retirement.

EPF Members Investment Scheme

The scheme allows EPF members to invest 20% of the amount in excess of the required Basic Savings in Account I.


You can only invest through appointed unit trust management company by the Ministry of Finance.

You are allowed to make your second withdrawal three months after your first withdrawal, provided you are still eligible.

Why invest via EPF Members Investment Scheme?

  • No cash investment required - Investment is transacted directly from your EPF Account 1.
  • Diversification - Opportunity to diversify your retirement funds with EPF approved funds.
  • Capital appreciation - Opportunity to reap capital growth as part of the return on your investment to boost the total lump sum of your EPF savings.

source: http://www.publicmutual.com.my/InvestmentPlanning/EPFInvestmentScheme.aspx

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